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Registered plans trustee services

Legislative and regulatory expertise to support registered plans

Setting up a registered plan for your organization?

Under the provisions of the Income Tax Act, only certain entities can act as a trustee for registered plans. As a trust company, we are able to issue and administer registered plans such as:

  • Individual and Group Registered Retirement Savings Plans (RRSPs)
  • Registered Retirement Income Funds (RRIFs) and locked-in plans
  • Registered Education Savings Plans (RESPs)
  • Tax-Free Savings Accounts (TFSAs)

How we can help

Under a trustee arrangement, we can provide your business with the legal framework, expert guidance and support your need to set up and administer your registered plans. Each of our registered plan specialists has extensive experience in the financial services industry. We are also supported by in-house legal and tax professionals—allowing us to offer you a comprehensive suite of services, including:

  • Registered plan documentation, including declarations of trust, application forms and trust agreements
  • A comprehensive guide to help you administer your registered plan
  • Frequent updates to reflect legislative and administrative changes
  • Bulletins that provide regular updates on industry developments
  • Consulting services to assist with complex matters and provide solutions